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Short Term Loan Very Low Rates on All Loans Easy To Apply Instant Approval in few minutes

A Personal Loan offers the flexibility to meet a wide range of financial needs. Here are some of the most common and practical ways to use it:

We Offer Personal LoansPmegp LoanBusiness LoanLoan for Business Startup

Loan up to 30 Lakhs | 100% Digital Process | Quick Approval

PMEGP Scheme – e Mudra Yojana / MSME Loan / SME Loan Government Schemes

Ready to Apply? Make Sure You Have These

Just confirm your details and find out if you qualify for a Personal Loan, Business Loan, or Mudra Loan instantly!

Minimum age requirement is 18 years, and maximum age at loan completion should not exceed 65 to 70 years.

Choose the amount you want to borrow up to Rs 50000 – Rs 10,00,000 lakh..

Eligibility Criteria for a cash in pocket Personal Loan

Submit Details

Upload Document

Transfer to Account

Get Approved

Click on ‘Apply Now’ on our website and Fill in your basic details like Your Name, Mobile Number and Loan Requirement.

Upload the documents required for a Loan i.e. Aadhar Card, PAN Card and A Photo

Transfer to Account Approve and authorize Loan will be transfered your Account on the same day

Await application verification and Receive confirmation on loan approval. We approve loan applications instantly.

Representative example:

Consider a Personal Loan of ₹1,00,000 at an interest rate of 9% per annum for a tenure of 12 months.

Processing fee is 2% of the loan amount = ₹2,000 + GST = ₹2,360

Line setup fee of ₹499 + GST = ₹588 to be paid before starting the credit line.

Then, the total interest payable is ₹4,942

The total amount payable is ₹1,04,942

The EMI will be ₹8,745

No job? No business? No problem. Get a Personal Loan using only your Aadhaar and PAN card.

Enjoy a Personal Loan loaded with features and borrower-friendly benefits.

With the help of our digital financial solutions, salaried and independent workers can simply establish a line of credit that they can access as needed. This line of credit can help you get from a temporary cash flow problem to the point at which you can once again support yourself financially.

 
No collateral/security

With an unsecured Personal Loan, there’s no need for collateral—giving you the freedom to borrow while retaining full ownership of your property.

Flexible repayment tenure

With cash in pocket personal Loan, repayment is stress-free thanks to customizable tenures tailored to your financial situation.

 
Multi-purpose high loan amount with no restrictions on usage

You can access a loan amount of up to ₹30 Lakh. These funds can be used for multiple purposes such as covering medical expenses, renovating a home, financing higher education, etc. 

No hidden charges

We believe in complete transparency—no hidden fees, no surprises. All loan terms are clearly stated, and you only pay what’s been openly communicated.

 
Zero foreclosure/pre-Payment charges

No penalties for paying early—reduce your loan burden at your own pace without worrying about prepayment or foreclosure fees.

Ways to Use a Personal Loan

Small Cash Loans in India – Quick and Reliable Options

Small Cash Loans in India – Quick and Reliable Options

01

Payday Loans

Payday loans are short-term, unsecured loans designed to meet urgent cash needs. These loans are typically disbursed within 2 to 4 hours of approval. With a simple and hassle-free application process, salaried individuals can apply and receive approval within minutes. Since these loans are collateral-free, lenders often charge higher interest rates. Repayment is usually aligned with the borrower’s next salary date.

 

 

02

Same Day Loans

Same day loans are designed to provide funds on the very day the application is submitted. Ideal for handling emergency expenses, these loans involve minimal paperwork and often don’t require a credit check. Even individuals with poor credit scores may qualify. However, due to the convenience and risk, interest rates tend to be higher than traditional loans.

03

Quick No Credit Check Loans

These are fast loans offered without any credit score requirement, making them suitable for borrowers with bad or no credit history. Once basic documentation is verified, the loan amount is quickly transferred to your bank account. While accessibility is high, these loans usually carry higher interest rates due to the associated risk.

04

Credit Card Loans

Many banks and financial institutions offer instant loans against your credit card limit. These loans require little to no documentation and come with affordable interest rates, especially if you have a good credit history. However, not all credit cards are eligible for this facility, so it’s important to check with your provider before applying.

Advantages of Quick Loans

Below mentioned are quick loan benefits.

  • No Credit Check: As mentioned earlier, quick loans do not necessarily required the applicant to maintain a good credit score, since the loan can be disbursed without credit check.
  • Speed of Approval and Disbursal: These loans are provided within 2 to 24 hours and at max 48 hours.
  • Unsecured Credit Facility: Quick loans are basically unsecured loans, wherein the financial institution or lender does not require a security or collateral.
  • Online Application: You can apply for quick loans online on cashinpocket.in
  • Minimal Documentation: To avail these loans you need only minimal documentation such as identity and address proof and probably income proof. Thus, the approval and disbursal process is also quick.
  • Self-employed Individuals Can Apply: A quick loan can be availed by self-employed individuals in many cases.
  • Non-existing Customers Can Apply: Even if you are not an existing customer to the financial institution with which you apply for the quick loan, you can still get the loan.

Disadvantages of Quick Loans

Below listed are the quick loan disadvantages.

  • Higher Rates of Interest: The quick loans come with very high rate of interest. The rates are almost double of that applied on regular loans. Thus, these loans are considered expensive.
  • Many Non-certified Lenders: As many people require urgent cash, there are more than just official banks, NBFCs or certified lenders offering the loan. You must beware of shady lenders who are not certified as it can be risky to borrow from them.
  • Heavier EMIs: The quick loans are short term loans and are to be repaid in a few weeks to maximum 3 months. This means you have to pay heavier EMIs in limited time. If you are choosing a quick loan, look into the repayment tenure and associated conditions.

Features of Quick Loans in India

Below mentioned are features of Quick Loan, India.

  • Quick loans offered in India are different from that those offered worldwide.
  • These loans are not typically termed as ‘quick loans’ but carry different names and have different approval time-frames.
  • These loans however have simple documentation and lenient requirements.

The quick loans offered by the banks and financial institutions are different from the quick loans offered worldwide. There is no special kind of loans called quick loans in India but there are alternative loans with quick approval. These loans require have lenient requirements and simple documentation.

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